Budgeting apps have proven to be of great help to us and our businesses in recent times. They help us to track our spending and monitor our finances.
For most of us, the word “budgeting” implies a difficult task. Besides, It is not easy to account for your expenses or every money you receive just because you want to be accountable.
This is where budgeting apps come in. These budgeting apps have the potential not just to save our finances but our businesses. The app manages your finance in an easy and pain-free way.
Thanks to tech enthusiasts, we can finally be responsible for our earnings and expenses. And we don’t have to spend hours punching numbers on our phones or laptops.
We want you to be smart with your money. So we have curated a list of the best free budgeting apps around. All you need is to get out your smartphone, download and start getting its benefits.
EveryDollar app: The Every Dollar App helps users take steps out of debt and toward financial freedom. It comes with a free and premium version.
EveryDollar app has a zero-based budgeting feature that helps you categorize your expenses before the month begins.
It assigns all the money you should spend on expenses you have inputted until there’s zero remaining.
Fudget: The Fudget budgeting app features a simple spreadsheet interface that makes it easy to get understand the app.
With Fudget, you can create a list of income and expense categories for future goals and update it if need be. The app is simple to use and offers an uninterrupted view of your monthly spending.
However, you can not sync with external accounts or import from other apps. Every entry must be manual.
The budget app has a one-time fee to upgrade, but you can use the basic version with ads.
Pocket guard: The pocket guard app makes sure you don’t overspend by guarding your pocket. Simply put, it helps you lower your spending by finding better deals on your service/utility costs.
Once it’s connected to your bank account, this app tracks deposits into your account. And monitors your constant bills and daily expenses.
Mint: This app helps guide your day-to-day spending by automatically categorizing your expenses and alerting you not to spend outside the usual budget. The best part is the app is free and trusted.
Albert: This app is interesting because you don’t need to constantly supervise transactions and activities. All you need do is connect it to your account and go on with your life.
It uses proprietary algorithms to decide how much you can save each month, then automatically transfers that money into Albert Savings after analyzing your overall financial capacity.
Remember a budget doesn’t restrict how much you can spend, but rather permits you to spend without regrets.